Upay, Inc. engages in the provision of technology solutions. It provides cloud-based loan and client administration software to small, medium, and large organization to control risks, manage collections on installment loans, and to comply with federal and state regulations. The firm services include loan origination system, EVO business online, credit protection insurance, credit inquiries, as well as debit order transaction fees. The company was founded by Wouter Fouche and Jacob C. Folsher on July 8, 2015 and is headquartered in Dallas, TX.